chabi1us asked:


4 days ago, I came home and received a summon paper (SUM-100) in my mail box, said I am being sued by a credit card company. The case is filed at my local resident, California. Limited Civil Jurisdiction. File date Feb, 28, 08. There is no court appearing date indicated, but the first page said that ” You have 30 calendar days after this summons and legal papers are served on you to file a written response at this court & have a copy served on the plaintiff…..” I never sign the served paper. They sue me for $5,200, plus 10% interest and $1,300 attorney fee. The time of last payment of the debt is within 4 yrs. I don’t remember that I even used this creditcard or sign it. I just came out from a bad divorce, have no job, beside my car, my bank account with limited money, I own nothing in my name. Can the bank get judgment to freeze my bank account, take all money in it, take my only car, if I choose to ignore the served paper? Please help, any advise is greatly appriciated.

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