Credit Card Debt - Freedom From Debt

What is the statute of limitations for credit card debt in Nevada?

02. August 2009 · Write a comment · Categories: Credit Card Debt · Tags: 6 Years, credit card, Credit Card Debt, Definite Answer

tricky0ff2000 asked:

I was served with a suit for a credit card debt that is nearly 6 years old. I have looked all over the internet and I cannot get a straight answer about the SOL for Nevada on credit card debt (whether it’s 4 years- open account or 6 years-contractual).

I also have no idea how to answer. I am also being sued for more interest charges than the initial debt, and I believe the initial debt they are claiming is high. I think I need to file a motion for discovery but I don’t know how to do that either.
I cannot afford a lawyer. What can I do?
There was no statement attached and I no longer have any copies. I cannot remember for sure but I think my credit limit on the account was only $1500 but they are suing for $2600 initial debt and $2700 in interest charges plus lawyers fees. Does anyone have a definite answer about the statute of limitation? This is a key point in this matter.

is this true about credit card debt?

28. July 2009 · Write a comment · Categories: Credit Card Debt · Tags: Crap, credit card, Credit Card Debt, Sol

Alle S asked:

One of my best friends and I got into huge credit card debt about, where we could not pay four years ago. we were up to about 30k each. I had them just about go into to charge off, where i work full time and a part time job to keep up. Now i owe about 9k. My credit is crap. Now Jan my friend has married a successful business man that has good credit. She told me that she has not paid a dime, she claims that all of here debt is now passed the SOL of south carolina. She said that heck my credit is junk but i will not get sued. Thats why i got on the ball with my situation because i was threaten of being sued all the time.