Mar
10
cabot4one asked:
Well after a few years of working to get myself free of debt i am finally there. i have paid off everything with an interest rate. i still owe my DR. a little bit but that will be paid off the end of this month. and i owe my parents a tiny bit but that is manageable and will be paid off soon. but all of the credit cards, loans, and anything with finance charge, or possible late fees is PAID OFF. glad to finally start saving some money.
dont know if i can help anyone but basically i started paying cash for things i bought, and put every penny towards debt. tax refunds, raises, bonuses, all of my part time job money.
after some research on the net i agree with something. i really dont care about my credit score. if i pay cash for everything then no need for a creit score. about 18 months ago i closed all credit accounts and cut up all cards. dont have them, cant use them. at this point. my home, my car, is all paid for. once you learn to live on waht you make it is really not hard. i find cheep things to have fun doing. i am single and 41 years old. i can go on a date, take someone to dinner and do something fun for less than 20 bucks. i am not cheep at all, but i have learned to take advantage of things going on in my community that are fun and cheep to free. in the summer we have free movies in the park. pack a pic-nic take a blanket and enjoy a 3 hour evening for almost nothing.
Well after a few years of working to get myself free of debt i am finally there. i have paid off everything with an interest rate. i still owe my DR. a little bit but that will be paid off the end of this month. and i owe my parents a tiny bit but that is manageable and will be paid off soon. but all of the credit cards, loans, and anything with finance charge, or possible late fees is PAID OFF. glad to finally start saving some money.
dont know if i can help anyone but basically i started paying cash for things i bought, and put every penny towards debt. tax refunds, raises, bonuses, all of my part time job money.
after some research on the net i agree with something. i really dont care about my credit score. if i pay cash for everything then no need for a creit score. about 18 months ago i closed all credit accounts and cut up all cards. dont have them, cant use them. at this point. my home, my car, is all paid for. once you learn to live on waht you make it is really not hard. i find cheep things to have fun doing. i am single and 41 years old. i can go on a date, take someone to dinner and do something fun for less than 20 bucks. i am not cheep at all, but i have learned to take advantage of things going on in my community that are fun and cheep to free. in the summer we have free movies in the park. pack a pic-nic take a blanket and enjoy a 3 hour evening for almost nothing.
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7 Responses to “Finally Debt Free, not going to do it again?”
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Gelukwensen! Ik hoop het zelfde ding in een paarjaren kunnen zeggen.
gelukwensen
Sluit uw oudste creditcard niet.
De lengte van kredietgeschiedenis is een kolossale 15% van uw fico.
Snijd hen omhoog, brand hen, maar sluit hen niet.
Hebt u uw kredietrapporten herzien? Krijg hen bij jaarlijks kredietrapport vrij. Com
Druk hen uit – en ga door hen tand en spijker.
Vergeet de scores voor nu, bevestig om het even welke erros op uw rapporten/
congrats! dank aan mijn m.i.l om wij in heel wat schuld, kunt bent u me helpen te zijn? it' s mijn nieuwste q als u kunt.
~~Congratulations aan ya!! U plaatst een goed voorbeeld voor groot vele te volgen mensen. De roem, voor het harde werk en de offers u maakte om hen betaald te krijgen:)~~
Net voegen aan wat Judy zei: zorg ervoor om gebruik te maken van creditcards u openen ten minste eenmaal per jaar – een keer per 6 maanden is beter. Veel creditcardmaatschappijen sluit ongebruikte rekeningen na een jaar. Maak een aankoop met de kaart (iets wat je gingen door Anyways, net als gas), en deze uit te schakelen wanneer de rekening komt. Zo houd je je account huidige en bijdragen tot een verbetering van uw credit score. Veel geluk in de toekomst, en gefeliciteerd!
… en uw vraag is?