talent4god asked:


1. How long does a bill that has been reported to a collection agency stay on your credit reprort?

2. What if you decide to settle by paying less than the original amount? Does it stay longer?
I never said who takes it off .. I said how long does that bill stay in my credit report.

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Comments

2 Responses to “How long does a collection agency bill last on your credit report?”

  1. hp on April 1st, 2009 3:13 pm

    it depends if you take care of the whole blance it takes abt 30-90 days and if you settle it ir remains there as settled in full. it dose not come off.

  2. Robert F on April 3rd, 2009 3:32 am

    Ten years unless they renew the report. they can and some do renew or re-report every 5 years , so the report stays active for another ten years and gets compouded by the extra (repeated) bad reports.

    Why would a “collection agency” have you listed on a credit report it should be the creditor filling the report .

    Normaly the report is active for ten years and then it expires.

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