...  asked: I have a civil judgement on my credit report from an apartment complex I used to live in. The account was then sold to a collection agency. I want to work on paying this debt and getting it removed but I’m not sure if I should be working with the apartment complex , the court, or the collection agency. Can someone offer any advice on where to ...

...  I can buy a house. I made deals with a couple of collection agencies. I told them I would pay in full if they would agree to take the items off of my report. They did. However, there is a collection agency that is really being stubborn about working with me. I also told them that I would pay in full if they would take it off my report. They said that they could not do that. How can I get them to agree to take it off my credit report if I pay in full? My credit went bad when I divorced. Any advice would be appreciated. ...