... asked: Hi there, I had a alleged credit card debt that is about 4 months to SOL. A third party purchased the debt and sued me. I hit them really hard in discovery and they had filed and entered “Dismissal w/o prejudice” just before the trial date. Are there any motions I can file to try to change this to “Dismissal WITH prejudice?” If so, is it wise to do so, in fear that they have an easy opportunity to re-serve me a new summons before the SOL? (In the assumption that by filing a motion I ...
... asked: I was watching a tv show on HGTV about people buying their first houses, and one of the families couldn’t get a decent mortgage amount because they had credit card debt. Is that just because the credit card debt affected their credit in general? If someone has student loan debt can they still get a mortgage as long as they are meeting at least the minimum payments? Pretend you are talking to a 12 year old. I have no financial experience yet. ...