DEREK K asked: I here adds all the time that you can settle credit card debt Yea it hits you credit score but how risking is this It says in every card card agreement that it you miss even one payment you get charge a late fee like $15 to $50 and you APY goes to storming very high like 39.99% which make it take even longer to pay off and and increased payments. Can and do credit card company’s sue garnish wadges bank accounts? Take they you house or car even thought it is unsecured.?? Yes I know they can run You cread report. and Call you to no end. ...
melaniemia7 asked: I have about $7,000 in credit card debt that I’ve aquired during the past 4 years of college. Now I’m graduated, can’t find a decent job, and going back to grad school. I’m having trouble even paying the minimum, and was wondering if I consolidated my debt if this would hurt my credit score. Oh yeah and I owe $30,000 in student loans, but those have already been consolidated. ...