Jul
19
Opt to adopt! asked:
So, I decieded about a month ago that I NEED to take care of my credit card debt. So, I did the credit report, got a hold of my credit card co, and told them I needed to work a payment plan out, but I will pay. I did this in a letter to them…never heard anything back. I honestly just thought it took a long time for them to do paperwork. Well, today a letter came from a lawyer’s office stating I’m being sued over that debt. WHAT!!?? I called the lawyer’s office and he said that since my debt was forwarded to him there’s nothing I can do but see him in court. He sounded pretty mean too. Is there anything I can do?
So, I decieded about a month ago that I NEED to take care of my credit card debt. So, I did the credit report, got a hold of my credit card co, and told them I needed to work a payment plan out, but I will pay. I did this in a letter to them…never heard anything back. I honestly just thought it took a long time for them to do paperwork. Well, today a letter came from a lawyer’s office stating I’m being sued over that debt. WHAT!!?? I called the lawyer’s office and he said that since my debt was forwarded to him there’s nothing I can do but see him in court. He sounded pretty mean too. Is there anything I can do?
-I only have 1 credit card.
Will I go to jail if I can’t pay it all in one lump sum?
My debt is only $600.00, btw
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