Jordin K asked: I had an outstanding debt starting last year in June and well I didn’t know about it, so after 6 months, the company would send over my account to a collection agency and I had it through a collection agency earlier this month, the first week of March. If the debt was to be reported on my credit report, would it have shown up on my credit report now? Is it a good idea to look at it now or should I wait longer? Would it have been on there by now? ...
Peach asked: I am being sued for $500 (an old credit card debt from 6 years ago). Can I settle this out of court? I just want to pay it in full. If so, will it still show on my credit report as a judgement? ...