amy asked: my husband and i have a combined debt of 65k with student loans and credit card debt combined. we both have credit scores in the 690′s so obviously we do not want to do anything to get it any lower. would debt consolidation hurt us in the long run. if so what are some better options? most of our cards are at low interest rates, but the minimums are HIGH. ...
Loon-A-TiK asked: i have a lot of student loan debt and want to consolidate. however, i’m sure that because it is a private loan they’re going to run my credit. do you know what is the lowest score i can have to consolidate? I don’t need debt management- my bad credit is the result of the ratio between my income and huge student loans. This totally messes with your credit. I’m working with a law firm to get this under control. I just need to consolidate my loans and while I can wait until my credit improves, I want to start saving money now. ...