Freedom From Debt

...  asked: As of 2/1/09 i am debt free. and i wanted to give my real world avg person ways to get out of debt. any other suggestions would be great on how you did it. 1) THE MOST IMPORTANT: Its not about having what you want. its about wanting what you have. 2) Close all your credit card accounts and cut up Your cards. you will never get out of debt by going in debt. 3) do your own maintenance on your car. my car cost about $85 at Wal-Mart for oil change. i do it myself for about $35. 4) STOP spoiling the kids. they really ...  i learned to live on what i was taking home. now that payment goes into savings. i still live on the same amount. 9) put everything you can on your debt. raise, bonus, tax refund. that brings up something. maybe its stupid but i have more than needed taken out for taxes. yes it is an interest free loan to the IRS but i get a huge refund. it was more like a year long savings for me. i took that huge refund and applied it to debt. 10) BE HAPPY. See the light at the end of the tunnel. becoming debt free feels so much better than putting yourself in debt. and STOP, dont put yourself back where you came from. Dont be jellious of your friends who seem to have everything. they are probably way in debt and not that happy. You will be happy cause you have cash at the end of the month and they dont. these are just a few of my suggestion. would really like to hear others. ash no, getting out of debt did not = ask daddy. it was a contract loan. with a payment of $1200.00 a month at a lower ...