...  on a car loan at 4.9% and 300.00 a month for approx. 9 more months or 3,300 in credit card debt at 8.9%? We send approx. 80.00 a month over the scheduled credit card payment each month. My wife says keep making the car payments as others will see we make all our payments on time and then add more to the credit card debt. I say pay off the car, free up 300 a month and add a bit more to the CC, and send that payment also to the credit card debt. We are considering one or the other to free more money up per month since I am not getting a raise in 2009. What would you ...