...  T asked: I have been contacted by a collection agency regarding a debt that I believe is beyond the SOL. In a show of good faith, and hoping they will stop any further action, I have requested verification of the account, payment history, etc. How long do they have to respond? I don’t want to be sitting on pins and needles ...

...  S asked: One of my best friends and I got into huge credit card debt about, where we could not pay four years ago. we were up to about 30k each. I had them just about go into to charge off, where i work full time and a part time job to keep up. Now i owe about 9k. My credit is crap. Now Jan my friend has married a successful business man that has good credit. She told me that she has not paid a dime, she claims that all of here debt is now passed the SOL of south carolina. She said that heck my credit is junk but i will not get sued. Thats why i got on the ball with my situation because i was threaten of being sued all the ...