Alle S asked:


One of my best friends and I got into huge credit card debt about, where we could not pay four years ago. we were up to about 30k each. I had them just about go into to charge off, where i work full time and a part time job to keep up. Now i owe about 9k. My credit is crap. Now Jan my friend has married a successful business man that has good credit. She told me that she has not paid a dime, she claims that all of here debt is now passed the SOL of south carolina. She said that heck my credit is junk but i will not get sued. Thats why i got on the ball with my situation because i was threaten of being sued all the time.

Andrew W asked:


I am getting sued for a debt that was charged off 10 years ago. A 450 dollar debt inflated to 1300. I answered the claim and check the box that said you deny the claim. I returned it to the court clerk. I am now awaiting trial, in the mean time i found a credit report 7 years old that had this debt showing it was charged on in 5/1998. I live in a state where the SOL is 6 years for credit card debt. Should all i need is a copy of this credit report. The lady at the court house told me i could not include that in my answer, but i can use that in court.
I really don’t want a judgment my credit is spot less now. Someone told me this person taking me to court Palisadas will make a HUGE PROFIT from this