tricky0ff2000 asked: I was served with a suit for a credit card debt that is nearly 6 years old. I have looked all over the internet and I cannot get a straight answer about the SOL for Nevada on credit card debt (whether it’s 4 years- open account or 6 years-contractual). I also have no idea how to answer. I am also being sued for more interest charges than the initial debt, and I believe the initial debt they are claiming is high. I think I need to file a motion for discovery but I don’t know how to do that either. I cannot afford a lawyer. What can I do? There was no statement attached and I no longer have any copies. I cannot remember for sure but I think my credit limit on the account was only $1500 but they are suing for $2600 initial debt and $2700 in interest charges plus lawyers fees. Does anyone have a definite answer about the statute of limitation? This is a key point in this matter. ...
... asked: The company will want to sue in its own state (South Dakota) because the Statute of Limitations on CC debt there is six years, where in my state (Texas) it is four years. So what is the legal precedent here? If this CC company sued me, would it take place in SD or Texas? Note: I never signed a credit card application, less yet any document that specifies the location of a potential ...