Freedom From Debt » Statute Of Limitations

How long can a collection agency attempt to collect on a debt more than 10 years old?

admin — Wed, 22 Jul 2009 22:28:42 +0000

stef_leppard asked:

This past summer, a collection agency contacted me in regards to an account with a department store that was paid off in 1993. They told me I still owe on it. I no longer live in the state where the debt was initiated, so which state’s statute of limitations do I use, the state where the debt originated or where I currently live? Telling the agent who calls me that I don’t owe it doesn’t work. They tell me that their client still wants their money. Could this be a scam?

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How long does a collection agency have to legitimately collect a debt?

admin — Tue, 16 Jun 2009 20:44:19 +0000

trixxxi asked:

is there a specific statute of limitations on debt collecting? And if this time limit is up and a collection agency is calling and/or sending letters , how do you go about stopping this and getting it removed from your credit report? I live in Oregon.

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Can a collection agency continue to report on your credit report if the statute of limitations has expired?

admin — Thu, 04 Jun 2009 16:19:47 +0000

niki t asked:

For example, in California the Statute of Limitations on collecting debt is 4 years. So after 4 years, can the collection agency continue to post negative entries in your credit report?

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