Jul
9
Why don’t people realize that it’s better to have debt yet have some money in the bank than it is to,.
Filed Under free money to pay off debt
sob_141 asked:
be completely debt-free and have no money to afford anything and be flat broke? Why don’t people see that? In 2001 when I was in my early 20s, I had over 10 grand saved up by working my as@ off and saving over the years and I was still in college with still no real job yet, and what did I do, I made the stupid mistake of getting a car only a few years old and spending ALL my money to pay it off all at once because I was stupid. Afterwards, I felt destoryed, defeated, and like my dissapointed uncle called me after he agreed I made a stupid move, “a bum with a diamond ring”. I should’ve got an old car for no more than $3,000 or $4,000 and kept the rest in bank. I’m ok now finacially, but back then, I was stupid and I didn’t realize how stupid of a move I made ’till it was too late. So like I said, it’s better to have that several thousand debt toward car payments and at least have something saved up than it is to be debt-free and broke.
If you’re older and have assets and a real job, it’s one thing, but when you’re still young with no assets and still no real-paying job yet, it’s flat out stupid.
be completely debt-free and have no money to afford anything and be flat broke? Why don’t people see that? In 2001 when I was in my early 20s, I had over 10 grand saved up by working my as@ off and saving over the years and I was still in college with still no real job yet, and what did I do, I made the stupid mistake of getting a car only a few years old and spending ALL my money to pay it off all at once because I was stupid. Afterwards, I felt destoryed, defeated, and like my dissapointed uncle called me after he agreed I made a stupid move, “a bum with a diamond ring”. I should’ve got an old car for no more than $3,000 or $4,000 and kept the rest in bank. I’m ok now finacially, but back then, I was stupid and I didn’t realize how stupid of a move I made ’till it was too late. So like I said, it’s better to have that several thousand debt toward car payments and at least have something saved up than it is to be debt-free and broke.
If you’re older and have assets and a real job, it’s one thing, but when you’re still young with no assets and still no real-paying job yet, it’s flat out stupid.
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Op een dag zult u weten hoe fout je bent. Er is geen voordeel voor de uitvoering van een last van schuld. Check ol]One day you will find out how wrong you are. There is no advantage to carrying a load of debt. Check out this:]
Ja veronderstel ik nu u het in dat perspectief het van stom vriendelijk was. In de kap roepen zij wat u " deed; getto fabulous". Brak als grap maar u had een aardige auto die. werd betaald.
Een noodfonds is belangrijk, maar dat geldt ook voor de schulden. Het is moeilijk om zich te concentreren op besparingen bij de besparingen rente zo laag is en een creditcard belang kunnen zo hoog zijn. Op papier, dan is het beter te betalen van de schuld die is tekening 22% belang in plaats van het zelfde geld in besparingen op minder dan 1% rente. In werkelijkheid is die theorie zal vernietigen je financieel als je verliest je baan of een medische crisis. Ik maak mezelf een klein bedrag naar de bank elke week om te waken tegen onverwachte rekeningen of noodsituaties, maar de uitbetaling van hogere rente rekeningen blijft de prioriteit.
I don' t denkt u gehoord dat van Suzie Orman